Printable checklist
Questions to ask a bullion dealer before paying
A practical due-diligence checklist covering delivered price, buyback, shipment, insurance, authenticity, complaints, and conflicts.
What changed
The checklist now captures answers in writing and pairs each purchase quote with a same-time buyback quote.
Why it matters
Sales scripts often focus attention on future metal prices while obscuring fees, spreads, collectible markups, or limited return rights.
- What is the delivered price per fine ounce?
- What would you pay to buy this exact item back now?
- When does title and shipping risk transfer?
- What happens if independent testing finds a problem?
- Are you or the salesperson paid more for this product?
Historical context
Precious-metals markets mix a globally traded raw material, manufactured investment products, and retail distribution. The price of the metal and the price a buyer actually pays can therefore diverge for long periods.
What could change the conclusion
A clear answer does not guarantee performance. Verify registration, complaint history, address, payment protections, and written terms independently.
Reproducible by design
Methodology and limitations
- Ask identical questions of at least three sellers.
- Save quotes with timestamps and spot reference.
- Reject answers that substitute urgency for specifics.
Educational information only. GoldKnows does not provide individualized investment, tax, legal, appraisal, custody, or trading advice.
Evidence ledger